Terms of Service

These Terms of Service ("Terms") govern your use of the ChartNova AI website and platform ("Service") operated by ChartNova AI ("we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing, browsing, or using ChartNova AI, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy. If you do not agree to these Terms, do not use our Service.

These Terms apply to all users of the Service, including visitors, registered users, and any third parties accessing the platform.

2. Description of Service

ChartNova AI provides:

• Real-time stock charting and technical analysis tools
• AI-powered pattern recognition and alerts
• Market data, news, and financial information
• Watchlist creation and management features
• Educational content about technical analysis

The Service is provided free of charge and supported by advertising revenue.

3. User Accounts and Registration

Registration is optional. You can use most features without creating an account. If you choose to register:

• You must provide accurate, complete, and up-to-date information
• You are responsible for maintaining the confidentiality of your account
• You must notify us immediately of any unauthorized use
• You must be at least 13 years old to create an account

We currently support sign-in through Google. You agree to comply with Google's Terms of Service when using this feature.

4. Acceptable Use Policy

Permitted Uses

You may use ChartNova AI for:

• Personal stock market research and analysis
• Educational purposes and learning technical analysis
• Creating watchlists and tracking investments
• Sharing charts and insights for educational discussion

Prohibited Uses

You agree NOT to:

• Reverse engineer, decompile, or attempt to extract the source code
• Use automated systems (bots, scrapers) to access the platform
• Circumvent any security measures or access controls
• Distribute malware, viruses, or harmful code
• Impersonate other users or entities
• Engage in market manipulation or pump-and-dump schemes
• Use the platform for illegal activities or fraud
• Violate any applicable laws or regulations
• Overload our servers or interfere with platform performance
• Redistribute our data feeds or APIs without permission

5. Investment Disclaimers

6. Data and Information

Market Data

Market data is provided by third-party sources and may be delayed or inaccurate. We do not guarantee the completeness, accuracy, or timeliness of any data or information provided.

News and Content

News articles and third-party content are provided for informational purposes and do not reflect our opinions or recommendations. We are not responsible for the accuracy of third-party content.

AI-Generated Insights

Our AI pattern recognition is based on historical analysis and algorithms. AI-generated alerts and insights should not be considered trading advice or guarantees of future performance.

7. Intellectual Property

The ChartNova AI platform, including its design, code, AI algorithms, and original content, is protected by copyright and other intellectual property laws. You may not:

• Copy, modify, or create derivative works
• Reverse engineer our AI algorithms
• Use our name, logo, or branding without permission
• Redistribute our proprietary content

You retain ownership of any personal watchlists or notes you create using the platform.

8. Third-Party Services

Our platform integrates with third-party services:

• Google Services: Sign-in, analytics, and advertising
• Financial Data Providers: Real-time market data
• News Services: Financial news and information

Your use of these services is subject to their respective terms and privacy policies. We are not responsible for third-party services or their practices.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• ChartNova AI is provided "AS IS" without warranties of any kind
• We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose
• We shall not be liable for any indirect, incidental, consequential, or punitive damages
• Our total liability shall not exceed $100 or the amount you paid us in the last 12 months (which is $0 for free users)
• We are not liable for investment losses, trading decisions, or financial outcomes

10. Indemnification

You agree to indemnify and hold harmless ChartNova AI, its officers, directors, employees, and agents from any claims, damages, or expenses arising from:

• Your use of the platform
• Your violation of these Terms
• Your investment or trading decisions
• Any content you submit or share

11. Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

12. Platform Availability

We strive to maintain high uptime, but we do not guarantee that ChartNova AI will be available 24/7/365. The platform may be temporarily unavailable for:

• Scheduled maintenance
• Technical upgrades
• Emergency repairs
• External service dependencies

13. Modifications to Terms

We may update these Terms from time to time to reflect changes in our practices or legal requirements. When we make material changes:

• We will update the "Last Updated" date
• We will provide notice on the platform
• Continued use constitutes acceptance of the updated terms

14. Termination

Either party may terminate your access to ChartNova AI at any time:

By You

Simply stop using the platform. If you have an account, you can request deletion of your data.

By Us

We may suspend or terminate your access if you violate these Terms or engage in harmful behavior. We will provide notice when practical.

Effect of Termination

Upon termination, your right to use the platform ceases immediately. Provisions regarding disclaimers, limitations of liability, and indemnification survive termination.

15. Geographic Restrictions

ChartNova AI is available globally, but some features may be restricted in certain jurisdictions based on:

• Local financial regulations
• Data protection laws
• Economic sanctions
• Platform policies

16. Dispute Resolution

Governing Law

These Terms are governed by the laws of the United States and the state of Delaware, without regard to conflict of law principles.

Informal Resolution

Before filing any legal claim, please contact us to attempt to resolve the dispute informally. Many disputes can be resolved through direct communication.

Binding Arbitration

Any disputes that cannot be resolved informally will be settled through binding arbitration rather than court litigation, except for:

• Claims for injunctive relief
• Small claims court matters
• Intellectual property disputes

17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Invalid provisions will be replaced with enforceable terms that most closely reflect our original intent.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and ChartNova AI regarding the use of our Service. They supersede all prior agreements and understandings.